Fees

Privately Insured Patients

Please check with your private health insurer that your insurance is up to date. The hospital will check on your behalf whether you have an excess or co-payment to pay, or if your level of cover or waiting period excludes you from receiving benefits for some conditions.

It is important that you also check with your private health insurer as co-payments and costs for excluded procedures are your responsibility, and waiting periods apply to maternity care for all health funds. Please remember to notify your fund when your baby is born.

Self-Funded/Uninsured Patients

If you do not have health insurance, you will be required to pay the full estimate of your account on or before the day of your admission. Fees for additional or unplanned services are payable on the day of discharge.

Special Care Nursery

For babies admitted to our Special Care Nursery:

• Confirm with your health fund if your newborn baby will be covered under your membership if an admission to Special Care Nursery is required - most health funds require you to have a family policy in this situation.
• In the event that your health cover does not include your baby, additional charges will apply for your baby’s admission to the Special Care Nursery

Multiple babies

• If you have twins, the second baby will be admitted as patients and will be billed accordingly to your health fund.
• In the event that your fund will not cover your babies' admissions an additional amount will apply for the duration of your babies' stay in hospital.

Doctors’ Accounts

Accounts from your treating doctor (Obstetrician) are separate and not usually fully covered by your health fund or Medicare. Please contact your treating doctor directly for estimates and/or to settle these accounts.

If you require an Anaesthetist for an epidural or for theatre, the Anaesthetist will bill you privately which you can claim through Medicare then your health fund. There will be a gap to pay for any amount over the scheduled fee.

Please note: For some particular procedures and specialists, the Medicare benefits schedule falls well short of the relative value of the procedure as determined by the specialist colleges. You should therefore be aware that there might be a significant difference between your doctor’s fee and the combined Medicare/health fund rebates.

Unless otherwise agreed with your doctor, payment of this gap (out of pocket costs) is your responsibility. You should seek an estimate of your out of pocket costs from your treating doctor (and Anaesthetist if applicable) prior to receiving care.

Paediatrician Fees

We are privileged to have highly experienced Paediatrician/Neonatologist at Hurstville Private Maternity. The services a Paediatrician provide are chargeable and you will receive a bill from them depending on their status below:

'Well' Babies

As the baby is ‘well’, they are not admitted as a patient, and as such the Paediatrician’s account for their services cannot be claimed through your health fund. The visits are however claimable through Medicare.

'Unwell' Babies

If your baby requires admission to the Special Care Nursery, the baby is classed as an ‘inpatient’ and accounts can be claimed firstly through Medicare and then from your health fund.

Payment Methods

The hospital accepts Mastercard, Visa or EFTPOS. Please note that all credit card transactions will incur a 1.5% surcharge.

Read more about Hurstville Private's Fees and Accounts and our Informed Financial Consent policy here.

Private hospital maternity checklist

If you have a health fund, we recommend you call your health fund at least three months prior to your expected delivery date to confirm the details of your policy and the precise level of cover.

Suggested questions to ask your Private Health fund:

• During the call, we advise you inform the health fund you are having a baby in a private hospital, as baby may need to be added pending
• What is my level of cover called?
• Has my waiting period been served for maternity?
• Will I be covered if my baby comes prior to my due date?
• Does this level of cover, cover me for pregnancy in a private hospital?
• Do I have any excess/co-payments with my plan?
• Will my membership cover my baby if they are admitted to Special Care Nursery?
• Do I need to add baby pending to my policy prior to due date, if admitted to special care nursery?
• Will my Baby incur an excess or co-payment for admission to Special Care Nursery?
• Is my baby covered should they require transfer to a Level 3 Nursery in another hospital?

Whist you are speaking with your fund we suggest you check how your cover will assist you with other expenses that you may incur during your stay in hospital, such as:

• Obstetrician Fees
• Paediatrician Fees
• Anaesthetists Fees
• Pathology/Chemist/X-rays or Scan Fees